Merrill Lynch Credit Cards Earn points for everyday purchases and redeem them for a wide variety of merchandise, gift cards and travel experiences with The Merrill+ Visa® Credit Card. Earn unlimited cash back on purchases with he Total Merrill(sm) Cash Back Visa®.

Rewards Credit Cards

The Merrill+ Visa® Credit Card

• Introductory 1.9% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10) • No Annual Fee • Outstanding Rewards Program. One of the best rewards cards available today with anytime, anywhere air rewards. • Earn 1 point for every $1 spent on net retail purchases, and accrue unlimited Merrill points. Points can be redeemed for Merchandise, Travel, Gift Certificates, and more. • Extraordinary Benefits. Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge. Apply Now!

Cash Back Credit Cards	Total MerrillSM Cash Back Visa® Credit Card
	• 1% Cash Back on Virtually All Purchases • No Annual Fee • No annual fee and a low competitive 9.99% annual percentage rate (APR). • Low 9.99% APR for Retail Purchases • Credit Line may be as high as $250,000 • Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account • Apply Now!