This card has a reasonable interest rate for purchases and balance transfers, no annual fee, and an attractive 0% introductory rate that can be applied toward purchases and balance transfers for up to twelve months.

It is important to note that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.

The card does provide several platinum cardholder benefits that include auto rental insurance, fraud protection services, and up to $1,000,000 in travel accident insurance. However, there are no extraordinary benefits or services specifically available to cardholders in comparison to some other platinum credit cards.

Therefore, those who plan to take advantage of the introductory offers and the services provided will benefit most from what the Citi® Platinum Select® Card has to offer.

Most Attractive Features:

• 0% APR* on balance transfers and purchases for up to 12 months, based on your application and credit history.*
• After the introductory period is over, APR on purchases will be as low as a variable 8.74%
• No annual fee

Additional Perks

• Various Internet account related services.
• Reports to all major credit bureaus to help you establish your credit history.
• Citi Identity Theft Solutions.
• $0 liability on unauthorized purchases.
• Secure, free online account management.
• Up to $1,000,000 in travel accident insurance.
• Auto rental insurance.
• Fraud and security protection services.
• Emergency card replacement.
• Emergency cash replacement.
• Optional personal photo on card.
• Various travel and emergency assistance services.
• Medical referral services.
• Legal referral services.

Business Credit Cards

CitiBusiness® Card

Running your own business is never easy, so that is why we have created the CitiBusiness® Card. It's the card designed with small businesses in mind. The CitiBusiness Card helps you save time and money, and who doesn't need a little more of that? Apply Now! • 0% APR on purchases and balance transfers for 12 months* • No annual fee • Business-size credit line • Free additional cards for employees with credit limits you set • Savings on everyday business purchases • Quarterly and annual account summaries • Balance transfer fee applies with this offer